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Go Serbia! Fight against corruption and for democracy! We carry you in our hearts while our governments (EU) ignore you out of convenience…

Mostly French banks at this point, I only know of PostBank that offers Wero at the moment. I know for sure DeutcheBank doesn’t have it yet.

If businesses start of offer it as a payment option, then it could be an alternative to card payment. But we are clearly not there yet. I already use my phone as a mastercard most of the time.

You are right, I may have confused things a bit. EPI is the EU program and Wero is one project developed by a goup of banks taking advantage of the EPI.

As far as I understand, it’s nothing more than bank-to-bank transfer, just made easy with links and QR codes instead of typing IBAN in your online banking.

Wero is an account-to-account (A2A) solution, meaning that transfers will go through almost immediately once approved. It follows the SEPA Instant Credit Transfer protocol established by the European Payments Council in 2017.

We’re payment, how does week work | checkout.com

This is what makes me hopeful with Wero being a government initiative, but it needs a serious push before it starts to become useful.

I learned about it recently myself on Lemmy. Many French banks are enrolled, but only 1 German bank. I hope it can develop, but today it’s practically useless. It needs a serious push from national governments if they want it to succeed.

I haven’t come across this one. Important difference: Wero is a EU government program, Satispay is operated by a private company.

I haven’t tried it. Core difference (on paper): Wero is a EU government program, unlike Klarna which is operated by a private company.

Without digital euro, there is already Wero app to replace PayPal, Visa and MasterCard. At least in theory… It’s a payment app that allows to pay and receive money via wire transfer from bank to bank without fee.

In practice, many banks are not enrolled in this program and I have yet to find a single business where I can pay this way. But at least replacing PayPal to send money to friends and family should be easy enough.

Great video, thanks for sharing!

No, but like slow-cooked ribs, it’s a hobby that requires either good planning or a flexible sleep schedule

Yeah, I am not even so sure if the tariff would have that much of an impact on sales.

It’s a hobby thing, is this really that big a a deal ?

Yes, I get up in the middle of the night to swap 3D printing filament spools. Don’t judge me like that.