I believe the main concern for periodic password changes is that most people won’t take the time to generate unique passwords each time. They will typically iterate a password over time, meaning a couple leaked passwords will narrow down guesswork to a trivial number of guesses and remove the benefit of the timed changes.

NIST no longer recommends password expirations except for cases where it is believed that a breach occurred.

And the amount of money I spend on Xbox consoles, controllers, and games will be unchanged this year.